Stress Less Mortgage — Website Terms & Conditions
Last Updated: September 2, 2026
1. Acceptance of Terms
Welcome to the website of Stress Less Mortgage LLC (“Stress Less Mortgage,” “we,” “us,” or “our”).
By accessing or using this website, submitting information through our website, requesting information,
or using our online tools or services, you agree to these Terms and Conditions and our Privacy Policy.
By accessing or using this website, submitting information through our website, requesting information,
or using our online tools or services, you agree to these Terms and Conditions and our Privacy Policy.
If you do not agree with these Terms and Conditions, please do not use this website.
2. Mortgage Information Only
Information provided on this website is for general informational and educational purposes and should not
be considered a commitment to lend, an approval, or a guarantee of any particular mortgage product, interest
rate, payment, loan amount, or closing terms.
be considered a commitment to lend, an approval, or a guarantee of any particular mortgage product, interest
rate, payment, loan amount, or closing terms.
Mortgage programs, interest rates, fees, eligibility requirements, underwriting guidelines, and availability are subject to change without notice.
All loans are subject to application, credit review, verification, underwriting, property eligibility, applicable program guidelines, and final approval.
3. No Commitment to Lend
Submitting an inquiry, prequalification request, contact form, mortgage calculator, home-purchase qualifier,
or other information through this website does not constitute a mortgage application, loan approval, commitment
to lend, or rate lock.
or other information through this website does not constitute a mortgage application, loan approval, commitment
to lend, or rate lock.
A loan is not approved until all applicable underwriting and approval requirements have been satisfied.
4. Consent to Electronic Communications
When you voluntarily provide your email address, telephone number, or other contact information, you authorize
Stress Less Mortgage to respond to your inquiry and communicate with you regarding mortgage products, financing
options, your request for information, and related services, subject to the consent you provide when submitting
the applicable form.
Stress Less Mortgage to respond to your inquiry and communicate with you regarding mortgage products, financing
options, your request for information, and related services, subject to the consent you provide when submitting
the applicable form.
Communications may include telephone calls, text messages, emails, and other electronic communications.
5. Consent to Automated and AI-Assisted Communications
Where you provide the required consent through one of our website forms or other electronic interfaces, you agree
that Stress Less Mortgage may contact you at the telephone number you provide regarding mortgage products and
services, including through calls or text messages made using automated technology and calls using artificial,
prerecorded, or AI-generated voices.
that Stress Less Mortgage may contact you at the telephone number you provide regarding mortgage products and
services, including through calls or text messages made using automated technology and calls using artificial,
prerecorded, or AI-generated voices.
Your consent is not a condition of purchasing any product or service.
Message and data rates may apply.
You may revoke your consent or request that marketing communications stop at any time by communicating your request to us. For text messages, you may reply STOP to opt out.
This section should work together with—not replace—the consent disclosure directly on the LeadPops submission form.
6. Artificial Intelligence
Stress Less Mortgage may use artificial intelligence and automated technologies to assist with customer communications,
lead response, appointment scheduling, answering general questions, administrative tasks, and other business functions.
lead response, appointment scheduling, answering general questions, administrative tasks, and other business functions.
AI-assisted communications are intended to provide timely assistance and are not a substitute for individualized advice from a licensed mortgage loan originator.
Consumers may request to communicate directly with a member of the Stress Less Mortgage team at any time.
7. Accuracy of Information
You agree that information you provide to Stress Less Mortgage will be accurate and complete to the best of your knowledge.
Mortgage qualification and approval may depend upon verification of income, employment, assets, credit, debts, property information, identity, and other information.
8. Third-Party Services
Our website may utilize or link to third-party services, including mortgage technology providers, customer relationship
management systems, scheduling platforms, analytics providers, communications providers, credit-related services, and
other service providers.
management systems, scheduling platforms, analytics providers, communications providers, credit-related services, and
other service providers.
Your use of third-party websites or services may also be governed by their respective terms and privacy policies.
9. Intellectual Property
The content, branding, graphics, text, logos, design elements, and other materials appearing on this website are owned
by or licensed to Stress Less Mortgage unless otherwise indicated.
by or licensed to Stress Less Mortgage unless otherwise indicated.
They may not be reproduced, distributed, or used commercially without permission.
10. Website Availability
We attempt to maintain accurate and accessible website information but do not guarantee that the website will always
be available, error-free, complete, or current.
be available, error-free, complete, or current.
11. Limitation of Liability
To the extent permitted by applicable law, Stress Less Mortgage will not be responsible for losses resulting solely
from reliance upon general information, calculators, estimates, or educational materials appearing on this website.
from reliance upon general information, calculators, estimates, or educational materials appearing on this website.
Nothing in these Terms limits any rights or remedies that cannot legally be waived.
12. Governing Law
These Terms and Conditions are governed by applicable federal law and the laws of the State of Florida, without limiting
any rights consumers may have under the laws applicable to them.
any rights consumers may have under the laws applicable to them.
13. Contact Information
Stress Less Mortgage LLC
NMLS #1789928
NMLS #1789928
Eric Eckenroth
NMLS #1263286
NMLS #1263286
