In 2025, the mortgage landscape is shifting in subtle but meaningful ways. While rates may not be plunging back to pandemic lows, they’re stabilizing — and loan demand is showing interesting patterns. Understanding what’s really happening can help you make smarter decisions whether you’re buying or refinancing. Current Rate Trends ...
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When most people think about qualifying for a mortgage, the first thing that comes to mind is their credit score. While your score is an important factor, it’s not the only one that lenders look at — and it certainly doesn’t tell your whole financial story. Understanding what truly matters ...
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If you’re a homebuyer, investor, or simply curious about where the growth is happening in Florida real estate, you’ll want to keep an eye on Central Florida. In particular, the region around the 352-area code (including cities like Ocala, The Villages, and nearby communities) is showing some interesting dynamics. While ...
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If you’ve been watching The Villages housing market lately, you’ve probably noticed things are shifting. Median home prices are down slightly—around 3–4% year-over-year—while inventory is creeping up. That means what was once a red-hot seller’s market is slowly tilting toward more balance. For buyers, that’s good news: more homes to ...
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If you’ve been exploring ways to finance investment properties in Central Florida, you may have come across the term DSCR loan. But what does DSCR mean, and why is it important for investors? Let’s break it down in plain English. What Does DSCR Mean? DSCR stands for Debt Service Coverage ...
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